International Student Fraud Prevention Album(2)

Publisher:管理员Date:2021-04-20Views:14

You are suspected of money laundering

How it happens

Scammers pose as the police, or as state prosecutors, judges,etc., and tell the victim that his or her identity has been stolen or that he/she is suspected of being involved in money laundering. As a result, the person must freeze all accounts under their name, and transfer funds into an account supervised by the police to prove their innocence. The scammers work together, pretending to be from many different agencies, gradually tricking the victim into transferring payments.

Police tips

Again, in such cases, crooks take advantage of the victim's fears and ignorance of the law. If police investigating a criminal cases need to freeze an account, the must first get a court issued enforcement notice, and then contact the relevant financial institution(s).They will never ask a suspected or an affected party transfer money into another account. If anyone contacts you and makes a similar request, you should immediately call 110.

Credit Card Overdrafts

How it happens

A scammer will send you a message to your phone saying something like “Notice: Your credit card was just billed 3,988 yuan at Wal- Mart, thank you for using your credit card. If you did not make this purchase, please call the customer service hotline: 40012345678.“ After the victim receives the message, he/she contacts the so-called hotline. They are often told that their credit card has been overdrawn, there was some kind of problem with the card and now they will be charged annual fees. Sometimes victims are told that their identity has been stolen and that they need to change their password based on the scammer's recommendations. After the changes have been made, the scammers take all of the money in the victim's account.

Police tips

Once again, criminals take advantage of victim's fears to defraud them. If you encounter such as situation do not panic; avoid calling any hotline number that is given to you via text message. Rather, you should go directly to your bank to handle any such problems, to avoid being scammed.


Bank Password Upgrade

How it happens

Scammers send out text messages from a number similar to the ICBC customer service hotline (95588) to the victim like “Your secret code will be overdue next day, please log in the web site: www.icbcwd.com to go up a grade as soon as possible!” but with an additional few digits at the ending. Some people will mistake it for the real number, perhaps believing that the numbers at the end is an area code. A person is most likely to respond if he/she has just requested a similar change in his/her password and visits the link in the message. When visiting the page, it appears to be the ICBC Mobile Banking (WAP)page,but is in fact a fake site. The victim is then asked to enter his/her bank account number, password, and authentication code. Upon entering the information the page displays a notice that the site is down due to too many requests. Criminals then take the information that has been put in to transfer money out of your account into theirs.

Police tips

Students should be familiar with their bank's official website; it goes without saying that you should never use your bank number and/or password to log into a suspicious looking website. If you receive such a message, do not follow its instruction, or visit any websites in it. You should call your bank's customer service hotline, or the police at 110. Remember that scammers make try to take advantage of you by pretending to be from the Bank of China, Agricultural Bank of China or other banks. Students should be careful with their account information.

Online shopping: Bargain Prices Trap

How it happens

Scammers use ”XX special ticket ordering network” or other fake sites and list prices far below market price for tickets, designer bags and other goods to catch their victims. When someone logs on to make payments, he/she is fooled into making payments to a fake account. After the payment, scammers may use many other tricks to attempt defraud the victim of additional money, including: the first payment didn't go through and needs to be authorized again; asking them to re-verify their account details; or telling the person that the goods he/she originally purchased were smuggled or stolen goods and that they need to pay a fine or additional fees. The scammers continue to find ways of harassing or tricking the victim into making more payments until he/she realizes that there are no goods and that the money he/she has paid is gone.

Police tips

In such cases, scammers take advantage of the desire to find great deals to bait victims. The victim and then took advantage of online banking or online shopping process is not familiar with the implementation of fraud. Whenever possible, students should shop on sites that are well-known and have good reputations. Beware of sites that may be phishing for your password, and when making online banking payments, carefully read the contents of the website, and keep a digital certificate. Carefully protect your account number, password, deposits amount, etc. Beware also that criminals may use Trojans or viruses to remotely control your computer.

Other Useful Information

When in distress

(1)110 calls are free on any payphone, landline phone, and mobile phone;

(2)Whenever possible, call from a land line, in order that police can quickly verify and arrive at your location;

(3)If you are the victim of a crime, do your best to remember what the criminals look like, and, as soon as you are able, call the police.


The picture and text are from the network.